Find an Insurance Specialist – Life and Health Insurance

The Protection Distribution Group (PDG) is home to some of the most specialist adviser firms that the protection insurance industry has to offer. Our members provide help, guidance and signposting advice to consumers, companies and organisations on a variety of financial protection policies such as:

  • Life Insurance
  • Critical Illness Cover
  • Income Protection
  • Private Medical Insurance

To find out more about any of these products please click see our ‘Product Information’ page.

Below is a list of the PDG members who are available to help. We welcome enquiries from everybody including individuals seeking cover, broker firms looking to signpost/refer, charities, insurers and journalists.

Many of our members can help people obtain insurance where they have been refused cover elsewhere so please don’t hesitate to get in touch.

Phone -
0800 644 4468
Opening Hours -
09.00 to 19.00 Monday to Thursday,
09.00 to 17.00 on Friday
Locations Covered -
Whole of the U.K and for expats and non- domiciles with property in the UK
Areas of Expertise:
Individual & Group Policies
Life Insurance
Critical Illness Cover
Income Protection

Established in 2011, Future Proof provide free, high quality whole of market advice on Income Protection, Critical Illness and Life Insurance on a personal and business basis. In such a large market what sets us apart is that We are advisers, not sales people. We have won several industry awards in 2017 based on our outstanding one to one full service – from quotation, to free trust writing service, to claim. Our team have an excellent understanding of unusual underwriting requirements. We regularly help to arrange cover for people with chronic medical conditions and unusual or high risk occupations – in some cases clients may have had an application rejected before coming to us.

Phone -
0800 567 7450
Opening Hours -
Monday to Thursday 9am-8pm, Friday 9am-6pm Advice given by Phone, Face-to-Face or Both? - Advice by Phone only
Locations Covered -
Whole of the U.K and for expats and non- domiciles with property in the UK
Areas of Expertise:
Individual Polices
High risk occupations
High risk Health Conditions

Cura is a family run multi award-winning insurance brokerage, with advisers specifically trained to find insurance for people with special risks, including health conditions, high risk occupations, travel and pastimes. We offer advice on life insurance, critical illness cover and income protection, both for individuals and companies. We do not charge any fees for our services and we are able to offer advice to UK residents and many non UK residents with connections to the UK. Cura are experts at finding cover for people who have been declined insurance previously. Our approach is to treat everybody as an individual, to listen to your story with an empathetic ear, and find an insurer that is going to suit you best.

Phone -
0800 316 3166
Opening Hours -
Monday to Friday 8am-8pm, Saturday 9am-2pm
Locations Covered -
Whole of the U.K.

Founded in 1998, award-winning LifeSearch specialises in providing free, independent advice on life, critical illness and income protection policies. Our 200+ advisers are trained to be experts in protection insurance, helping clients arrange cover for themselves, their families and their businesses. We help people from all walks of life, many of whom have found it difficult to arrange cover elsewhere. We provide advice over the phone so can help clients wherever they live in the UK, and make buying cover as easy as possible. As a respected source of honest, unbiased advice, LifeSearch is recommended by some of the biggest household names such as Which?, comparethemarket.com, moneysupermarket.com and Money Saving Expert.

Phone -
01702 719625
Opening Hours -
Monday to Friday 8am-8pm
Locations Covered -
Coverage across the U.K.

Lightblue is a small specialist team. We focus on providing free and independent advice for the provision of an income when one is not available. This may be due to an accident or illness, or the untimely death of a partner. We help our clients navigate all the options, finding the cover that is right for them and their family at an affordable rate. Once they are happy that we have selected the best and most affordable policy to meet their needs we then help fill in an online application. Simple, and all done over the phone or via email. Longer-term our aim is to build lasting relationships - providing a professional and personal service with clear and on-going guidance. This informs our clients when making important protection decisions as their circumstance change.

Phone -
02084327333
Opening Hours -
Monday to Friday 8.30am-7.30pm, Saturday 10am-4pm
Locations Covered -
Whole of the U.K.

From offices in Brighton and London, Drewberry provide independent, whole of market telephone-based advice on life insurance, income protection, critical illness cover, health insurance and business protection insurance to clients across the UK. Drewberry’s ethos is to educate their clients on their options so they can make a truly informed decision. Drewberry is frequently quoted in the national and trade press as experts in the protection industry and has amassed over 1,500 five-star client reviews on Reviews.co.uk.

Website -
Phone -
0800 073 1932
Opening Hours -
Monday to Friday 8am-8pm, Saturday 9am-5pm, Sunday 10am-4pm or online at any time
Advice -
Advice given by Phone, quotes available online.

L&C is well known for our expert mortgage advice but we also provide award winning protection advice to our customers whether they are taking a mortgage through us or not. Our protection advice is available to customers across the UK and offers a genuine whole of market service, covering Life Insurance, Critical Illness cover and Income Protection options. This allows us to help customers find the best protection solution for their needs, including those with existing health conditions or unusual occupations. Our expert advisers are available on the phone 7 days a week and until 8pm most evenings or customers can request a callback online, at a time to suit them.

Website -
Phone -
0345 230 6000
Opening Hours -
Monday – Friday 8:30am-5:30pm
Advice -
Advice given by phone or face-to-face.

As part of Sesame Bankhall Group, one of the UK’s largest mortgage and protection distributors, Sesame can offer you a breadth of advice, support and knowledge, which we believe is unrivalled anywhere else in the market.

Bringing together over 800 advisers from across the country, we specialise in mortgages, protection and general insurance.

The support offered by Sesame is underpinned by our commitment to ensuring that every client receives advice and guidance that is tailored to their requirements. This means our clients can enjoy confidence and comfort in knowing that they will receive the outcome that’s right for them.

Phone -
0808 141 1244
Opening Hours -
Monday – Thursday 9am-8pm, Friday 9am-5pm, Saturday 10am-2pm
Advice -
Advice given by phone or face-to-face.
Areas of Expertise:
Private Medical Insurance
Accident & Sickness Cover
Mortgage Payment Protection
Over 50s Life Insurance
Life Insurance & Critical Illness Cover
Income Protection
Unemployment Cover

Assured Futures is a leading Life and Health Insurance intermediary with over 22 years’ experience in producing bespoke solutions for customers, partner companies and comparison websites. Entirely impartial and with one of the largest panels on the market, we’ve helped over 100,000 people find the right protection policy for them.

For our customers and clients, we make the complicated, simple. Our team of highly trained, specialist advisers are on hand to deliver free, first class customer service and will always go that extra mile. Conversation is key, and understanding the needs of the customer is paramount to ensuring we recommend the right policy tailored to the client’s individual situation.

We represent and partner with many industry leaders such as Compare the Market and Go Compare. As well as a recommendation from Money Saving Expert and recently winning the 2018 Protection Review Health Insurance Advisor of the Year we really do have unrivalled expertise in the market.

Phone -
0800 612 8005
Opening Hours -
Monday to Thursday 9am-7.30pm, Friday 9am-2.30pm
Advice -
Advice given by phone.
Locations Covered -
Whole of the UK.
Areas of Expertise:
Life Insurance- personal policies and business cover
Income Protection
Critical Illness Cover

Essential Insurance provide independent, telephone-based advice on life insurance, income protection, critical illness cover and business protection insurance to its customers. We’re one of the UK’s largest life insurance brokers offering first-class service and no obligation, no nonsense advice and policies to suit all budgets.

We search and compare policies from our specially selected panel of UK insurers, handpicked to ensure we get the right policy for our customers’ needs.

Our first-class customer service is evidenced by the consistently high customer satisfaction scores we are awarded – we’ve over 2000 reviews and a current average rating of 4.9/5 through the independent service rating and review platform, Feefo.